HURRICANE DORIAN 2019
UPDATESJOHN'S VIDEOhttps://www.dropbox.com/s/jw8yrt1pldrh1q2/IMG_1462.MOV?dl=0
VIDEO THE TIPSY SEAGULLTHE BOARD RETURNS FORM TCDear owner, 9/24/19
Four of your board members, Bud & Linda Bauer, John Templeman and Emery McGraw are returning home after visiting Treasure Cay yesterday. Our trip was to confirm the condition of Mariners Cove and to do what we could to further the settlement process with our insurance adjusters. The adjusters have been to TC several times, but unable to access the interior of several buildings to properly assess the damage. Our goal is to negotiate the best possible settlement in order to keep the association in the best position available to move forward. Much of what we found was exactly as we expected, however, we were able to confirm the completeness of the destruction. What the wind did not destroy, the subsequent rainfall of approximately 24” did. Even the few units with roofs, have been taken over by black mold rendering the units uninhabitable and the furnishings unusable. We strongly discourage owners from visiting TC unless you go prepared to be totally self sufficient. There is nothing available except the donated food and water at the clinic. Even rides to and from the airport are scarce. Entering the units is not advisable. They are not structurally stable and they are overrun with black mold. Our adjuster has verified that the 1300, 1400, and 1500 buildings are totaled. From what we saw, we expect that our photos and documentation of the 1100, 1200, and office buildings will lead to those buildings also being rendered a total loss. We are also in the process of trying to negotiate the maximum settlement for each owner with regards to contents. This process may require each owner preparing a list of contents along with replacement costs to substantiate your claims. We will let you know what is necessary as we get further information. The only garages with roofs still on are the eight units on the tennis courts. These also sustained damage but are reasonably intact. The other garages are exposed with no way to secure them or the contents. We are working closely with other condo associations to pool our efforts with respect to a contractor to perform the demolition and debris removal. Combining this task would serve to minimize the cost for all of us. We all are now left with both an asset and a liability in Treasure Cay. It is important for each owner to realize that ownership comes with certain rights as well as responsibilities. We are all bound by Bahamian Condominium Law which we will need to abide by in determining how we go forward from here. We have been reviewing these laws and have our attorneys researching it to provide us with a formal interpretation so we can be sure to proceed properly. While on the ground we attempted to take photos of every unit from the front and rear. These photos will be posted for all to view. We will provide details of how to view them as soon as they are available Thank you all again for your patience and support throughout this process. As always, our board will proceed with care and concern for all of our owners. Bahamian Law requires the participation of all owners for certain decisions. We will provide you with specific questions as we work through this situation together. Thank you. Bud Bauer Mariners Cove Board BOARD UPDATE SEPTEMBER 20, 2019 Board Update
Dear Homeowner, 9/20/19 This letter is to update you on the progress being made as your Board of Directors deals with the aftermath of Hurricane Dorian. It’s easy to feel overwhelmed with the daunting task at hand, but I can assure you that the board is in constant daily contact both among ourselves as well as with a whole host of other individuals and entities that will be integral to this mission's successful completion. Our primary focus at this point is to secure the absolute best insurance payout that we can. This effort will require exacting documentation as well as solid and productive communication between our board and our insurance carrier and adjuster. To this end, Bud and Linda Bauer, Emery McGraw and John Templeman will be traveling over to Mariner’s Cove on Monday, Sept 23rd to walk the grounds with our adjuster. This interaction is critical to our success in resolving this issue fairly and amicably. This travel by four board members comes at great personal expense in terms of time away from family and work as well as the safety risk of getting back to Abaco so quickly after this devastating storm. We all owe them a sincere expression of gratitude for volunteering to do this without a moment’s hesitation. Their physical presence on the property will give us the absolute best idea of what is actually going on currently and is invaluable towards helping us move forward. They will issue a report upon returning home and we will all get a more complete picture of the situation at hand. Thank you all for your patience and understanding both so far and as we all move through this difficult time. Steve McGrath Treasurer Mariner’s Cove Board of Directors DORIAN UPDATE LETTERDorian Update
Dear owner, 9/17/19 It has been a little over two weeks since Hurricane Dorian hit Treasure Cay. We appreciate your patience and hope we can soon get more information and begin the process forward. We have been in touch with everyone possible in TC to get the best information possible from everyone involved. I have been in daily contact with community leaders from all of the largest condo associations as well as representatives from Treasure Cay, Ltd. Our board feels it is critical to have a good indication of what Treasure Cay Ltd. and the other condo associations are doing so we can make the best decision possible about the fate of Mariners Cove. To make this decision devoid of that knowledge would be irresponsible. In the meantime, we have been in contact with our insurance adjuster who really does not have much to offer by way of report yet because he has only been able to get to Treasure Cay two times since the storm. He is being housed in Nassau and needs to employ charter planes to fly into TC and back out each day. Weather has prevented air travel several times since his arrival. While waiting, we have been consulting with several interested individuals with considerable insurance experience including past president, Mac Beckwith. We are also prepared to enlist the services of a public adjuster should we deem it necessary. Their services come at a rate of 7 to 10 percent of all funds recovered. That is our last resort. Over the past 15 to 20 years, Mariners Cove has remained financially solvent by maintaining a healthy reserve. This practice has allowed us to overcome unexpected repairs and other financial demands without the need to go to our owners for assessments. Recent delinquent accounts have depleted our reserves by approximately one third of their previous balance. These accounts have been pursued diligently and one unit which we had a judgment against was listed for sale with a signed offer when the storm hit. Another unit has a court date in early October. These judgments, however, don't help us until we can sell the unit and collect the funds from the settlement. While it may seem counter intuitive, it is important that we continue to collect our quarterly fees to remain fiscally solvent. Our units are demolished; however, we have not received any assessment from the insurance adjuster yet to determine what they are willing to pay for our loss. What we do know is that, regardless of what happens, we will need to enlist a contractor to complete the demolition and remove the debris from the site. Funds will be necessary for that and we do not know if our reserves will be adequate to cover that cost. We also do not know yet if the cost of that removal will be added to our insurance settlement. There are certain budget items which will continue regardless of what happens. Our board has decided that Paula will continue to receive her pay at least throughout this budget year. She has lost her home and everything she owns. She has been devoted to Mariners Cove for many years and deserves our support. We will continue to have accounting and legal fees. We cannot stop paying insurance because we still don't know if everything is being considered a total loss or if there are portions which may be deemed salvageable. The grounds maintenance costs will continue but with different goals, cleanup and basic mowing to prevent the grounds from becoming a jungle. While certain annual budget items will not need to be paid right now, some of those items may require substantial investments before they can be put back into service. Those items include the pool, laundry facilities, R.O. system, etc. We ask your cooperation in keeping Mariners Cove solvent for the foreseeable future so we all have the opportunity to gather the information necessary to make an informed and intelligent decision about what happens with Mariners Cove next. Thank you for your continued support during these difficult times. Thank You. Bud Bauer Mariners Cove Board INSURANCE CLAIMSDear Owners,
We have received many questions concerning insurance and claims. We are in contact with our insurance company and are waiting to talk with our claims adjuster. Once we talk to the adjuster we will then give everyone detailed instructions regarding claims. We appreciate everyone's patience and understanding. This is going to be a long slow road to recovery we are looking at a year or two to get back where we were before Dorian. Stay positive, we will keep everyone posted with information as we receive it. Thank You Linda Bauer marinersec@gmail.com 610-248-2211 TREASURE CAY COMMUNITY WEBSITE Sept. 10/19Dear Owners,
If you would like more current and future information about Treasure Cay please follow: https:// www.treasurecaycommunity.com/ they are on Facebook also under Sarah Ferguson Treasure Cay Community Thank You Linda Bauer marinersec@gmail.com 610-248-2211 LETTER FROM BOARD September 8/19Dear owners:
This past week has been traumatizing even as a distant bystander watching from the safety of our homes. I can’t imagine what it was like for those close to us who were there and living it. The reality of it is that the people of Abaco are resilient and even Dorian will not discourage them. We have now confirmed with three different sources that there are heavily armed defense forces on the ground in TC. They are actively routing out any persons not involved with the relief effort. We continue to be in communication with the leadership of the other condo associations regarding the future of TC. We are all in agreement that any effort to rebuild would be futile if not taken on in cooperation with all condo groups and Treasure Cay Ltd. I spoke with Stephen Kappeler and he expects the Meister Family to be making a statement to the community shortly. The whole family has been to TC and have publicly stated their intent to rebuild. In conversations with other boards, I have expressed my desire to encourage Mr. Meister to use this as an opportunity to strike a new deal with the Bahamian Government regarding TC. I would like him to make rebuilding contingent upon TC becoming more independent and a truly gated community with our own security which is not hampered by the government. We would also be better served if our utilities were locally owned and managed. We certainly have the wherewithal to take care of those things better and cheaper than they are being managed now. We will keep you all informed as we get more information. Thank you. Bud Bauer Thank You Linda Bauer marinersec@gmail.com 610-248-2211 Please review our website for current updates and information at: www.marinerscovecondoassoc.com DISCONNECT UTILITIES September 8/19Linda Bauer <marinersec@gmail.com>3:39 PM (0 minutes ago)
DEAR OWNERS, PLEASE SEE THE FORWARDED MESSAGE : Utility Disconnect InformationDear SBYC members, It is with overwhelming sadness that we are sending each of you a message, following such devastation, sadness and loss. We have all had the opportunity to create, and cherish amazing friendships and enjoy wonderful times that will be held in each of our hearts and spirits forever. This is a very difficult time for us all, and we know that our friendships will support us through our complete and utter feeling of emptiness - feelings foreign to our live’s in Treasure Cay. We know these days have paralyzed us all. However, there are a few things you may like to consider: Firstly, it is essential that you cancel/disconnect all monthly services such as your cable, electricity and water, as your bills will continue to be sent. You need to email each service and request a cancellation. You also need to include a photo of your government issued identification. The email addresses are:
Update Joy Chaplin & Mike Robus 8/8/19Dear Owners,
We now know that Joy Chalpin and Mike Robus, of 1209, are safe in Nassau, they rode out the storm in the 1300 building. Attached are some photos from Joy. At this time we know that they have lost the kitchen in their house but we do not know the extent of the total damage. If you are interested in helping Joy and Mike we will forward you an address for them when we have one, they have been a great asset to Mariner's Cove over the past many years. Thank You Linda Bauer marinersec@gmail.com 
TRAVEL TO TC 8/8/19Dear Owners,
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CONDO & GARAGE COMBINED INSURANCE FORMCONDO CONTENT INSURANCE FORMINSURANCE POLICY
MC BAHAMIAN OWNERS NEED YOUR HELPWe are asking MC owners who would like to help our Bahamian MC owners and office manager to please send gift cards or financial contributions to the Following:
Paula Thompson C/O Nicole Haskins 917 Brunswick Place Rockledge, FL 32955 Barbara Farnan C/O CRT Inc. Betsy Wheeler 5507 Tyler Blvd Mentor, Ohio 44060 Joy Chaplin & Mike Robus TBA Collin & Joyce Green TBA Jed & Erica Albury 5385 Elaine Circle est Palm, Fl. 33417 Thank you TCCFSo that everyone is aware of the fundraising effort being launched by the Treasure Cay Community Foundation (TCCF). TCCF is an established US 501 c3 charitable organization and is approved to accept donations that are deductible for US taxpayers.
Checks made out to TCCF and designated “hurricane Dorian relief” may be mailed to Tom Wheeler, PO Box 306, Mentor, OH 44060. Funds received will be acknowledged by email and deposited in TCCF’s account at PNC bank. A donation acknowledgement and receipt will come from TCCF via letter. We will have information about wiring donations after the holiday. I know there are other fund raisers being organized, including some online. I’m aware of one that is gaining traction and is planning to direct the donations to TCCF. Donations sent directly to TCCF are not subject to any collection fees. TCCF has an undesignated funds account that will be drawn on immediately for humanitarian relief as soon as possible after storm passage. As in the past, Treasure Cay Emergency Services (TCESO) will be distributing relief supplies. Funds can only be given to an approved entity. The initial efforts will be humanitarian relief only, e.g. medical, food, water, shelter. TCCF funds may be used for rebuilding subject to applicable rules, but the immediate need and effort will be humanitarian. I suspect there will be a great need for tarps and tents. The focus will be getting relief to Treasure Cay and surrounding communities where many of those who work in TC live. I believe that we will find devastation on a massive scale once we are able to communicate. Shawn and Heidi Fay have agreed to oversee the disbursement of funds and will release them to TCESO for purchase of supplies for distribution to be overseen by Colin. HELP &SUPPORT PAULA AND OTHERSDear Owners,
We talked to Paula last night in Nassau, she is in good spirits and safe. Paula will be flying to Melbourne FL, we believe Sunday, to stay with one of our owners, 1217 Lance & Nicole Haskins. Nicole and Paula are very close friends. Paula will be in very good hands. Paula lost everything she had, if you are interested in helping we are asking that you send gift cards or checks to Paula, Walmart, Target, Ross, etc. this way Paula can purchase the clothing and products she needs. Paula Thompson c/o Nicole Haskins 917 Brunswick Place Rockledge, FL 32955 You would like to help, Treasure Cay Community Fund (TCCF) is also in place taking donations for Treasure Cay. As always we will keep you all updated by email and on our website, as things progress. We grateful and thank you for all your help and support. Thank You Linda Bauer marinersec@gmail.com DISASTER RELIEF EFFORTS FOR TREASURE CAYJust spoke with Stephen Kappeler, Treasure Cay Ltd. GM, and Stephen Sawyer, Treasure Cay Security.
They are both at TC airport and there are armed police officers at the airport to maintain control. Flights are going in with relief goods. Needed items include generators, first Aid supplies, Water, Food, popup canopies. Medical, police, and fire personnel willing to help are welcome. Planes are being asked to evacuate people to Nassau, that is the biggest need right now. They are staging people at the airport to be ready whenever a plane arrives. Some people have their passports with them and wish to go to the states. Many have relatives here. Thanks TREASURE CAY COMMUNITY FOUNDATIONTREASURE CAY, ABACO, BAHAMAS
September 2, 2019 Good morning Treasure Cay Homeowners, Neighbors and Friends. You are all aware of the devastation that has hit and is ongoing in Abaco. The last communication that I’m aware of from Treasure Cay was a short call from Colin Albury to Tom Hord via satellite phone at 2:48 PM yesterday afternoon. Colin and Patty were home, hunkered down and experiencing very high winds and fearing their roof could blow off. I’m writing this at 4:00 AM and planning to send it without further editing so that everyone is aware of the fundraising effort being launched by the Treasure Cay Community Foundation (TCCF). TCCF is an established US 501(C)(3) charitable organization and is approved to accept donations that are deductible for US taxpayers. Checks made out to TCCF and designated “hurricane Dorian relief” may be mailed to Tom Wheeler, PO Box 305, Mentor, OH 44060. Funds received will be acknowledged by email and deposited in TCCF’s account at PNC bank. A donation acknowledgement and receipt will come from TCCF via letter. We will have information about wiring donations after the holiday. I know there are other fund raisers being organized, including some online. I’m aware of one that is gaining traction and is planning to direct the donations to TCCF. Donations sent directly to TCCF are not subject to any collection fees. TCCF has an undesignated funds account that will be drawn on immediately for humanitarian relief as soon as possible after storm passage. As in the past, Treasure Cay Emergency Services (TCESO) will be distributing relief supplies. Funds can only be given to an approved entity. The initial efforts will be humanitarian relief only, e.g. medical, food, water, shelter. TCCF funds may be used for rebuilding subject to applicable rules, but the immediate need and effort will be humanitarian. I suspect there will be a great need for tarps and tents. The focus will be getting relief to Treasure Cay and surrounding communities where many of those who work in TC live. I believe that we will find devastation on a massive scale once we are able to communicate. Shawn and Heidi Fay have agreed to oversee the disbursement of funds and will release them to TCESO for purchase of supplies for distribution to be overseen by Colin. I am planning to go to TC as soon as possible and will load up my plane and fly relief supplies. I don’t know when airports will be cleared, but I suspect it will be Wednesday at the earliest. I’m aware of boats that are ready to help, but when the seas will be safe for passage is unknown. I will try to keep everyone informed via the fundraising mass mailing list. Please distribute this information to people you may know who will want to help. Tom Wheeler Update: I heard from Clint Sawyer at 11:00 AM today. The call was garbled but he said that Marsh Harbour is in complete destruction. Will need a bulldozer to travel around. Only saw two roofs that made it in his immediate area. He doesn’t know of any injuries in his immediate area. Linda Bauer <marinersec@gmail.com>Mon, Sep 2, Dear Owners, We realize that there are several groups organizing fund raising efforts to support relief to Abaco. Below please find a letter from TCPOA which provides some information on how to make contributions to Treasure Cay Community Foundation. While we appreciate the efforts of the other individuals trying to raise funds, TCCF is structured in such a way that 100% of your donations goes directly to your intended cause. Our board recommends that you direct any donations to TCCF. All funds are managed and distributed by Treasure Cay Community Members. | ||||||||||
